1-800-97-TO-LOAN     (530) 221-1899

We have access to a multitude of lenders and therefore are able to offer a wide variety of loan programs. Below is a list of information to just about any type of loan situation you may be seeking.  Please click on the any of the types of loan you are interested in to learn more about these programs.

New Home Loans

At Cypress Mortgage, we realize purchasing a new home is a big investment.  Whether you are building a new home, or buying an existing home, we have great mortgage loan options to choose from.  If you have signed a purchase agreement or if you are shopping for a new home come by and see us for your funding needs.

Refinancing

If you are considering refinancing, also remember that there are a variety of different mortgages.  If you plan on living in your home for a long period of time, you may want to consider the traditional fixed-rate15 or 30 year loan. Another option is to choose an adjustable rate mortgage and consider refinancing again in a few years.  By refinancing, you can choose the perfect mortgage for your needs, which may have changed since you first bought your home.

Cash Out

Do you want to reduce your monthly payments by paying off all of those high interest rate credit cards?  Take advantage of the equity built up in your home by refinancing with pulling cash out to pay off those bills.

Construction Loans

Reverse Mortgages

Unlike a traditional mortgage that you pay back each month, a reverse mortgage makes payments to you.  Call us to find out more information about our program.