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Reverse Mortgages
1-800-97-TO-LOAN     (530) 221-1899

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A Reverse Mortgage is a powerful financial tool available to senior homeowners today.  This special type of home loan lets a homeowner convert a portion of his or her home equity into cash.  Without selling the home, giving up title or taking on a new monthly payment, it allows seniors to use the equity to provide for current income or any other need they may have, without ever having to make a payment on the loan as long as they live in their home.

Reverse Mortgages are tax-free and can be paid in several different ways:

  •  A single lump sum of cash

  •  Regular monthly payments as long as at least one borrower lives and occupies your home
  •  Regular monthly payments for a fixed period of time
  •  A line of credit to be paid at your discretion

    Borrower Requirements:

  •  Age 62 years of age or older

  •  Own a property
  •  Occupy the property as primary residence

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